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Teaching your kids financial responsibility is as easy as S is for Savings!

August 9, 2012 by Melissa Chapman 7 Comments

As a parent  raising kids is expensive and  so I am always on the prowl for ways to explain to my kids in terms they can comprehend the basics of finance, so that they can better understand and appreciate the money I spend on them and even the money they get as an allowance. Which is precisely why I’ve loved introducing my kids to the PNC’s ‘S” is for Savings program; a kid friendly program which uses the Sesame Street characters to teach kids the concepts of saving, sharing and spending .

My kids are 11 and 7 and just learning the concepts of saving and spending because they want things and some of them are expensive. My 11 year old daughter is generally a frugal person who saves what money she is given and seems to have a solid grasp on the value of money I think this site helped to reiterate certain core fundamentals as as soon as we got off–she informed me she was determined to
earn  money she wanted to buy a certain app by doing chores around the house to pay for said app.

(Thank you PNC’s ‘S” is for Savings program-score one for the PARENTS!) On the other hand my 7 year old son who claims  he wants to make money in “a MONEY business” needs this PNC’s ‘S” is for Savings program in more ways than one!

As a parent I have to admit I felt a great sense of gratification when I began read up on  PNC’s S is for Savings account an interactive and real life plan which essentially helps young children learn financial basics through an online experience with tips from Sesame Street. The bottom line: All children can learn lessons about saving, sharing and spending which the site stresses.  All children want things and they need to know the value of a dollar, how to earn money and them need to save money to get the things they want.

With this account, you can help your child learn about and begin to use money, as you save, share and spend together.

The PNC site introduces the concepts of saving,sharing and spending. You and your child can learn these concepts which includes the sharing which will show your child how rewarding giving to charitable organizations can be. Well the PNC’s S is for Savings account team pulls it off with great success.

With colorful fun activities like these called Let’s Tidy Up (Kids learn how to earn money) which in turn teaches them to value it that much more! This room is messy. Can you help clean it? Click on the hand, then drag it around with your mouse to pick stuff up. For each thing you pick up, you’ll get one coin. Earn as many as you can before time runs out!

Your child can learn the lessons of saving and earning money to spend on the things they want. Talk to your child about helping the family by doing little things around the house like setting the table or picking up toys. And they offer a fun game where kids can clean up their virtual room to get started, earning their keep!

The PNC’s S is for Savings account expertly utilizes the Sesame Street characters via games and simple examples to build the concepts of saving, spending and sharing. It’s a wonderful way to provide a framework for helping kids understanding how to save for the things want. It teaches them that you have to delay gratification and save your money now to buy something bigger later. The example they used was saving money now by not buying a less expensive item like candy and saving to buy a more expensive toy later on.

For more information on opening an account, and to get your kidlets started on becoming financially responsible check it out right here! http://www.pncsites.com/sisforsavings/index.html

Disclosure: This is a sponsored post on behalf of the PNC Bank, but as is always the case , all opinions expressed on this blog are my own!

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Filed Under: Featured, Parenting Tips Tagged With: Melissa Chapman, S' is for Savings PNC bank account, Teaching kids fiscal responsibility, the Staten Island Family

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Comments

  1. Accorti says

    January 8, 2024 at 3:15 am

    The expertise and professionalism demonstrated by the accountants in this vibrant city are truly commendable.

    Reply
  2. Accorti says

    January 31, 2024 at 11:40 pm

    The business advisor in Brisbane went above and beyond to ensure that we were equipped with the tools and strategies needed to thrive in a competitive market.

    Reply
  3. Alan Greer says

    November 7, 2025 at 5:59 pm

    This article does a great job of showing how teaching kids about savings builds a foundation for lifelong financial responsibility. I especially liked how it emphasizes simple habits over complicated rules, making it accessible for children. I also took a look at DailyPay reviews and found interesting perspectives on how access and timing of money can affect behavior. It’s a useful reminder that when we teach savings, we’re also teaching patience and planning. Thanks for sharing these insightful points.

    Reply
  4. Justin55 says

    December 9, 2025 at 8:59 am

    Teaching kids about money early really does make a difference, and simple tools or routines usually work best. Even small habits like tracking pocket money or setting aside part of a gift for savings can help them understand the idea of planning ahead. It reminded me of how adults benefit from structured systems too. In Malaysia, the STR 2025 assistance follows a clear phased schedule, which helps families manage spending throughout the year. I found the breakdown useful here: https://semakanstrinfo.my/. Showing kids how predictable planning works whether with allowances or real-life examples can really strengthen their financial mindset.

    Reply
  5. Adam Haynes says

    March 26, 2026 at 1:41 pm

    Collaborating with established influencers and local personalities can be a powerful way for brands to build authentic connections with their target audiences. The Staten Island Family represents a community-focused approach that many businesses seek to emulate when trying to establish trust and recognition within specific markets. However, to scale these efforts and reach broader audiences effectively, combining personal touch with technology-driven strategies often yields the best results. This is why platforms like https://astrad.io/ are valuable assets for marketers looking to amplify their reach while maintaining precision in their targeting. By leveraging programmatic advertising and real-time data, brands can ensure that their message not only resonates with local communities but also scales to engage potential customers across multiple channels. The integration of such tools allows for the kind of efficient, data-informed campaigns that today’s competitive environment demands, bridging the gap between grassroots connection and widespread visibility.

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  6. aviapet says

    April 8, 2026 at 4:20 pm

    Teaching kids to save is such a vital lesson, especially since they’re growing up in a world where digital payments are the norm. I recently used the https://corefy.com/checkout solution to manage some family expenses, and it really simplified how I track our spending habits together. It’s much easier when the tools you use actually keep things clear and stress-free!

    Reply
  7. BonnieMoody says

    April 9, 2026 at 6:59 pm

    Teaching kids about saving early really does set the tone for how they’ll handle money later, especially when they understand both the value of budgeting and the risks of financial tools. Many apps promise to simplify money management, but real responsibility also comes from knowing how to evaluate services critically. Reviews like those on https://rocket-money.pissedconsumer.com/review.html show that some users report issues with unexpected charges and difficulty canceling subscriptions, which highlights why financial awareness matters beyond just saving habits.

    Reply

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